AI MANIFESTO

We aren’t waiting for the future.

We’re coding it.

We aren’t waiting

for the future.

We’re coding it.

We aren’t waiting for the future.

We’re coding it.

Then too much of it.

Search. Compare. Scroll. Decode.

Negotiate. Figure out payments.

From intent to purchase, exhausting.

Commerce used to have no information.

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The age of agentic commerce, engineered.

Neutralises risk.

into the Pine Labs commerce brain.

Payments re-engineered around conversations.

Operates with trust.

Not a feature. Not a layer.

Credit freed from scorecards.

Ingnites growth.

It’s infra that thinks.

Merchant experience. Not assisted by AI. Run by it.

Autonomously.

Embedded OpenAI’s intelligence

Business inside LLM environments.

It decodes intent.

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Welcome to the age of agentic commerce. We're coding it.

Then too much of it.

Search. Compare. Scroll. Decode.

Negotiate. Figure out payments.

From intent to purchase, exhausting.

Commerce used to have no information.

1

2

3

4

5

The age of agentic commerce, engineered.

The age of agentic commerce, engineered.

Neutralises risk.

into the Pine Labs commerce brain.

Payments re-engineered around conversations.

Operates with trust.

Not a feature. Not a layer.

Credit freed from scorecards.

Ingnites growth.

It’s infra that thinks.

Merchant experience. Not assisted by AI. Run by it.

Autonomously.

Embedded OpenAI’s intelligence

Business inside LLM environments.

It decodes intent.

6

7

8

9

10

11

12

13

14

15

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Welcome to the age of agentic commerce. We're coding it.

Welcome to the age of agentic commerce. We're coding it.

COME PARTNER WITH US

COME PARTNER WITH US

FROM OUR LEADERS

The conviction behind the code.

The conviction behind the code.

Our leaders on the partnership, the vision and the age of agentic commerce.

Our leaders on the partnership, the vision and the age of agentic commerce.

"For decades, commerce has been built on passive systems that simply follow instructions. At Pine Labs, we are moving beyond that era to build an active, intelligent layer for business. Our work with OpenAI ensures that our infrastructure is no longer just a participant in a trade, but a driver of efficiency and growth. We are building the first agentic stack for the next generation of the global economy."

"For decades, commerce has been built on passive systems that simply follow instructions. At Pine Labs, we are moving beyond that era to build an active, intelligent layer for business. Our work with OpenAI ensures that our infrastructure is no longer just a participant in a trade, but a driver of efficiency and growth. We are building the first agentic stack for the next generation of the global economy."

Amrish Rau

Amrish Rau

Chief executive officer, pine labs

"Deterministic systems built modern commerce. Probabilistic reasoning systems will build its future.

We are engineering the intelligence layer that enables businesses and financial institutions to evolve with AI — securely, responsibly, and at scale.”

"Deterministic systems built modern commerce. Probabilistic reasoning systems will build its future.

We are engineering the intelligence layer that enables businesses and financial institutions to evolve with AI — securely, responsibly, and at scale.”

Vijeth pandit

Vijeth pandit

Chief Product Officer, Pine Labs Payments & Setu

Chief Product Officer, Pine Labs Payments & Setu

Explore the Future

FAQs

Frequently Asked Questions.

Frequently Asked Questions.

What does Pine Labs’ collaboration with OpenAI enable?

Why is this collaboration significant for the fintech industry?

Is this limited to India?

Is this secure and compliant for financial use?

How is this different from fintech companies offering AI-powered chat interfaces?

Is this a roadmap or already being deployed?

What does “embedding intelligence at the core” mean?

How does this benefit merchants?

How does this impact India’s digital public infrastructure ecosystem?

Launching India's first Agentic Commerce stack

Launching India's first Agentic Commerce stack

FIND US ON

FIND US ON

THE FUTURE OF COMMERCE IS LOADING
THE FUTURE OF COMMERCE IS LOADING